Home Loan
Whether you want to buy your dream house, construct or improve your residential house, refinance, or reimburse a construction cost, we offer the best home loan services that will fit your needs.
Product Features
Loan Term: Maximum of 15 years
Interest: Fixed rate from the time of approval up to the maturity of the loan
Mode of Payment: Payable in equal monthly amortization via post dated checks
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- At least 18 to 65 years old at the end of loan term
- Regular employee of at least 2 years in a private institution
- Government employees with regular position
- Business owners with 2 years profitable operations
- Overseas Filipino Workers (OFW)
- 2 Valid Identification Cards (Government-issued)
- 2x2 ID Picture
- Bank Statements (Last 6 months)
- Billing Statements
- Proof of Income :
i. Certificate of Compensation / Payslip
ii. Income Tax Return (ITR)
iii. Audited Financial Statement
iv. Business Permit
v. Employment Contract
vi. Proof of Remittance (for OFWs) - Collateral Requirements (photocopies only) :
i. Certified copy of Title
ii. Tax Declaration
iii. Tax Clearance and latest Real Estate Tax Receipts
iv. Vicinity Map / Lot Plan
v. Approved Building Permit with Billing of Material - Accomplished Loan Application Form